Persona 5X Schema — Full Talent Tree
16 permanent nodes across 8 trees, unlocked with character level + Schema Points — every rank's exact number, sourced from the official data.
Schema Points are a limited resource — a wrong node cannot be refunded. Basic flat nodes (Tree I: HP/Attack/Defense) unlock at level 1 and are cheap — max these first on every character. Percentage nodes (Tree II-IV) unlock at level 35+ and cost far more Schema Points — pick the tree matching your character's role (Attacker/Sustain/Tank). Ultra nodes (Tree V-VIII) unlock latest and need the rare Schema Points + material — invest last, and only in the one matching your build.
The Schema (talent) system rarely gets its own dedicated page — this one is built straight from the game's own official Schema data, with every rank's number verified.
The game's own item text calls this system "Schema Skills" (see the Schema Points / Schema Points + currency items). It has 8 trees and 16 permanent nodes: 3 basic flat-stat nodes, 9 percentage nodes, and 4 ultra nodes (1 of which, Stats Up, has 99 ranks by itself). Every node is unlocked with a combination of character level and Schema Points (or the rarer Schema Points + for ultra nodes).
Which order should you invest in?
This order follows the data's own unlock gates (character level required) and Schema Points cost — not opinion. Cheaper, earlier-unlocking nodes come first; the rarest-material ultra nodes come last.
Tree I — Basic stats (flat, unlock at level 1)
Tree IIncrease HP by 60. Up to +1,200 HP total at level 20.
Best for: Universal — useful for every role
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 1 | 20 | 60 | 60 |
| 2 | 20 | 30 | 60 | 120 |
| 3 | 30 | 40 | 60 | 180 |
| 4 | 35 | 40 | 60 | 240 |
| 5 | 35 | 40 | 60 | 300 |
| 6 | 35 | 40 | 60 | 360 |
| 7 | 35 | 40 | 60 | 420 |
| 8 | 35 | 40 | 60 | 480 |
| 9 | 40 | 50 | 60 | 540 |
| 10 | 40 | 50 | 60 | 600 |
| 11 | 40 | 50 | 60 | 660 |
| 12 | 40 | 50 | 60 | 720 |
| 13 | 50 | 75 | 60 | 780 |
| 14 | 50 | 75 | 60 | 840 |
| 15 | 50 | 75 | 60 | 900 |
| 16 | 50 | 75 | 60 | 960 |
| 17 | 60 | 100 | 60 | 1,020 |
| 18 | 60 | 100 | 60 | 1,080 |
| 19 | 70 | 125 | 60 | 1,140 |
| 20 | 70 | 125 | 60 | 1,200 |
Total Schema Points to max: 1,240
Increase Attack by 15. Up to +300 Attack total at level 20.
Best for: Universal — useful for every role
Requires unlocking "HP Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 1 | 20 | 15 | 15 |
| 2 | 20 | 30 | 15 | 30 |
| 3 | 30 | 40 | 15 | 45 |
| 4 | 35 | 40 | 15 | 60 |
| 5 | 35 | 40 | 15 | 75 |
| 6 | 35 | 40 | 15 | 90 |
| 7 | 35 | 40 | 15 | 105 |
| 8 | 35 | 40 | 15 | 120 |
| 9 | 40 | 50 | 15 | 135 |
| 10 | 40 | 50 | 15 | 150 |
| 11 | 40 | 50 | 15 | 165 |
| 12 | 40 | 50 | 15 | 180 |
| 13 | 50 | 75 | 15 | 195 |
| 14 | 50 | 75 | 15 | 210 |
| 15 | 50 | 75 | 15 | 225 |
| 16 | 50 | 75 | 15 | 240 |
| 17 | 60 | 100 | 15 | 255 |
| 18 | 60 | 100 | 15 | 270 |
| 19 | 70 | 125 | 15 | 285 |
| 20 | 70 | 125 | 15 | 300 |
Total Schema Points to max: 1,240
Increase Defense by 15. Up to +300 Defense total at level 20.
Best for: Universal — useful for every role
Requires unlocking "Attack Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 1 | 20 | 15 | 15 |
| 2 | 20 | 30 | 15 | 30 |
| 3 | 30 | 40 | 15 | 45 |
| 4 | 35 | 40 | 15 | 60 |
| 5 | 35 | 40 | 15 | 75 |
| 6 | 35 | 40 | 15 | 90 |
| 7 | 35 | 40 | 15 | 105 |
| 8 | 35 | 40 | 15 | 120 |
| 9 | 40 | 50 | 15 | 135 |
| 10 | 40 | 50 | 15 | 150 |
| 11 | 40 | 50 | 15 | 165 |
| 12 | 40 | 50 | 15 | 180 |
| 13 | 50 | 75 | 15 | 195 |
| 14 | 50 | 75 | 15 | 210 |
| 15 | 50 | 75 | 15 | 225 |
| 16 | 50 | 75 | 15 | 240 |
| 17 | 60 | 100 | 15 | 255 |
| 18 | 60 | 100 | 15 | 270 |
| 19 | 70 | 125 | 15 | 285 |
| 20 | 70 | 125 | 15 | 300 |
Total Schema Points to max: 1,240
Tree II — Attack % / Crit (unlock at level 35+)
Tree IIIncrease Attack by 2%. Up to +20% Attack total at level 10.
Best for: Attackers / DPS
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 80 | 2% | 2% |
| 2 | 35 | 80 | 2% | 4% |
| 3 | 35 | 80 | 2% | 6% |
| 4 | 35 | 80 | 2% | 8% |
| 5 | 40 | 100 | 2% | 10% |
| 6 | 40 | 100 | 2% | 12% |
| 7 | 50 | 150 | 2% | 14% |
| 8 | 50 | 150 | 2% | 16% |
| 9 | 60 | 200 | 2% | 18% |
| 10 | 60 | 200 | 2% | 20% |
Total Schema Points to max: 1,220
Increase Crit Rate by 2%. Up to +20% Crit Rate total at level 10.
Best for: Attackers / DPS
Requires unlocking "Attack Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 2% | 2% |
| 2 | 35 | 160 | 2% | 4% |
| 3 | 40 | 200 | 2% | 6% |
| 4 | 40 | 200 | 2% | 8% |
| 5 | 50 | 300 | 2% | 10% |
| 6 | 50 | 300 | 2% | 12% |
| 7 | 60 | 400 | 2% | 14% |
| 8 | 60 | 400 | 2% | 16% |
| 9 | 70 | 500 | 2% | 18% |
| 10 | 70 | 500 | 2% | 20% |
Total Schema Points to max: 3,120
Increase Crit Mult. by 4%. Up to +40% Crit Mult. total at level 10.
Best for: Attackers / DPS
Requires unlocking "Critical Rate Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 4% | 4% |
| 2 | 35 | 160 | 4% | 8% |
| 3 | 40 | 200 | 4% | 12% |
| 4 | 40 | 200 | 4% | 16% |
| 5 | 50 | 300 | 4% | 20% |
| 6 | 50 | 300 | 4% | 24% |
| 7 | 60 | 400 | 4% | 28% |
| 8 | 60 | 400 | 4% | 32% |
| 9 | 70 | 500 | 4% | 36% |
| 10 | 70 | 500 | 4% | 40% |
Total Schema Points to max: 3,120
Tree III — HP % / Healing / Ailment Accuracy (unlock at level 35+)
Tree IIIIncrease HP by 2%. Up to +20% HP total at level 10.
Best for: Sustain / ailment (status-effect) builds
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 80 | 2% | 2% |
| 2 | 35 | 80 | 2% | 4% |
| 3 | 35 | 80 | 2% | 6% |
| 4 | 35 | 80 | 2% | 8% |
| 5 | 40 | 100 | 2% | 10% |
| 6 | 40 | 100 | 2% | 12% |
| 7 | 50 | 150 | 2% | 14% |
| 8 | 50 | 150 | 2% | 16% |
| 9 | 60 | 200 | 2% | 18% |
| 10 | 60 | 200 | 2% | 20% |
Total Schema Points to max: 1,220
Increase HP Recovery by 4.8%. Up to +48% HP Recovery total at level 10.
Best for: Sustain / ailment (status-effect) builds
Requires unlocking "Increase HP by ." first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 4.8% | 4.8% |
| 2 | 35 | 160 | 4.8% | 9.6% |
| 3 | 40 | 200 | 4.8% | 14.4% |
| 4 | 40 | 200 | 4.8% | 19.2% |
| 5 | 50 | 300 | 4.8% | 24% |
| 6 | 50 | 300 | 4.8% | 28.8% |
| 7 | 60 | 400 | 4.8% | 33.6% |
| 8 | 60 | 400 | 4.8% | 38.4% |
| 9 | 70 | 500 | 4.8% | 43.2% |
| 10 | 70 | 500 | 4.8% | 48% |
Total Schema Points to max: 3,120
Increase Ailment Acc. by 8%. Up to +80% Ailment Acc. total at level 10.
Best for: Sustain / ailment (status-effect) builds
Requires unlocking "HP Recovery Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 8% | 8% |
| 2 | 35 | 160 | 8% | 16% |
| 3 | 40 | 200 | 8% | 24% |
| 4 | 40 | 200 | 8% | 32% |
| 5 | 50 | 300 | 8% | 40% |
| 6 | 50 | 300 | 8% | 48% |
| 7 | 60 | 400 | 8% | 56% |
| 8 | 60 | 400 | 8% | 64% |
| 9 | 70 | 500 | 8% | 72% |
| 10 | 70 | 500 | 8% | 80% |
Total Schema Points to max: 3,120
Tree IV — Defense % / Shield / Ailment Resist (unlock at level 35+)
Tree IVIncrease Defense by 3%. Up to +30% Defense total at level 10.
Best for: Tanks / support
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 80 | 3% | 3% |
| 2 | 35 | 80 | 3% | 6% |
| 3 | 35 | 80 | 3% | 9% |
| 4 | 35 | 80 | 3% | 12% |
| 5 | 40 | 100 | 3% | 15% |
| 6 | 40 | 100 | 3% | 18% |
| 7 | 50 | 150 | 3% | 21% |
| 8 | 50 | 150 | 3% | 24% |
| 9 | 60 | 200 | 3% | 27% |
| 10 | 60 | 200 | 3% | 30% |
Total Schema Points to max: 1,220
Increase Shield that the user grants by 4.8%. Up to +48% Shield total at level 10.
Best for: Tanks / support
Requires unlocking "Defense Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 4.8% | 4.8% |
| 2 | 35 | 160 | 4.8% | 9.6% |
| 3 | 40 | 200 | 4.8% | 14.4% |
| 4 | 40 | 200 | 4.8% | 19.2% |
| 5 | 50 | 300 | 4.8% | 24% |
| 6 | 50 | 300 | 4.8% | 28.8% |
| 7 | 60 | 400 | 4.8% | 33.6% |
| 8 | 60 | 400 | 4.8% | 38.4% |
| 9 | 70 | 500 | 4.8% | 43.2% |
| 10 | 70 | 500 | 4.8% | 48% |
Total Schema Points to max: 3,120
Increase Ailment Resist. by 4%. Up to +40% Ailment Resist. total at level 10.
Best for: Tanks / support
Requires unlocking "Shield Effect Up" first
| Rank | Char. level | Schema Points | Gain this rank | Running total |
|---|---|---|---|---|
| 1 | 35 | 160 | 4% | 4% |
| 2 | 35 | 160 | 4% | 8% |
| 3 | 40 | 200 | 4% | 12% |
| 4 | 40 | 200 | 4% | 16% |
| 5 | 50 | 300 | 4% | 20% |
| 6 | 50 | 300 | 4% | 24% |
| 7 | 60 | 400 | 4% | 28% |
| 8 | 60 | 400 | 4% | 32% |
| 9 | 70 | 500 | 4% | 36% |
| 10 | 70 | 500 | 4% | 40% |
Total Schema Points to max: 3,120
Tree V — Enhance Tactics (ultra)
Tree VIncrease effects of 1 More, Highlight, melee, and ranged attacks.
Best for: Melee/ranged & 1 More-Highlight-heavy playstyles
| Rank | Char. level | Schema Points | Schema Points + |
|---|---|---|---|
| 1 | 1 | 40 | 1 |
| 2 | 20 | 60 | 1 |
| 3 | 40 | 100 | 1 |
| 4 | 60 | 200 | 1 |
| 5 | 70 | 250 | 1 |
Total Schema Points to max: 650 · Total Schema Points + to max: 5
Tree VI — Enhance Learned Skills (ultra)
Tree VIIncrease the equipped Persona's learned active skills' level (exact amount per rank not published by the developer).
Best for: Builds stacking many learned Persona skills
| Rank | Char. level | Schema Points | Schema Points + |
|---|---|---|---|
| 1 | 1 | 40 | 1 |
| 2 | 20 | 60 | 1 |
| 3 | 40 | 100 | 1 |
| 4 | 60 | 200 | 1 |
| 5 | 70 | 250 | 1 |
The data does not publish the exact number gained per rank for this node — shown as unlock requirements only, no invented figures.
Total Schema Points to max: 650 · Total Schema Points + to max: 5
Tree VII — Enhance Persona (ultra)
Tree VIIIncrease the equipped Persona's base active skill level (exact amount per rank not published by the developer).
Best for: Builds relying on the Persona's starting active skill
| Rank | Char. level | Schema Points | Schema Points + |
|---|---|---|---|
| 1 | 1 | 40 | 1 |
| 2 | 20 | 60 | 1 |
| 3 | 40 | 100 | 1 |
| 4 | 60 | 200 | 1 |
| 5 | 70 | 250 | 1 |
The data does not publish the exact number gained per rank for this node — shown as unlock requirements only, no invented figures.
Total Schema Points to max: 650 · Total Schema Points + to max: 5
Tree VIII — Stats Up (ultra, 99 ranks)
Tree VIIIEvery point invested adds a flat bonus to HP, Attack, and Defense at once (full 99-rank table below) — the single most expensive node in the tree (99 points to max).
Best for: Long-term investment for every role (highest total cost)
| Rank | Char. level | Schema Points |
|---|---|---|
| 1 | — | 1 |
| 2 | — | 1 |
| 3 | — | 1 |
| 4 | — | 1 |
| 5 | — | 1 |
| 6 | — | 1 |
| 7 | — | 1 |
| 8 | — | 1 |
| 9 | — | 1 |
| 10 | — | 1 |
| 11 | — | 1 |
| 12 | — | 1 |
| 13 | — | 1 |
| 14 | — | 1 |
| 15 | — | 1 |
| 16 | — | 1 |
| 17 | — | 1 |
| 18 | — | 1 |
| 19 | — | 1 |
| 20 | — | 1 |
| 21 | — | 1 |
| 22 | — | 1 |
| 23 | — | 1 |
| 24 | — | 1 |
| 25 | — | 1 |
| 26 | — | 1 |
| 27 | — | 1 |
| 28 | — | 1 |
| 29 | — | 1 |
| 30 | — | 1 |
| 31 | — | 1 |
| 32 | — | 1 |
| 33 | — | 1 |
| 34 | — | 1 |
| 35 | — | 1 |
| 36 | — | 1 |
| 37 | — | 1 |
| 38 | — | 1 |
| 39 | — | 1 |
| 40 | — | 1 |
| 41 | — | 1 |
| 42 | — | 1 |
| 43 | — | 1 |
| 44 | — | 1 |
| 45 | — | 1 |
| 46 | — | 1 |
| 47 | — | 1 |
| 48 | — | 1 |
| 49 | — | 1 |
| 50 | — | 1 |
| 51 | — | 1 |
| 52 | — | 1 |
| 53 | — | 1 |
| 54 | — | 1 |
| 55 | — | 1 |
| 56 | — | 1 |
| 57 | — | 1 |
| 58 | — | 1 |
| 59 | — | 1 |
| 60 | — | 1 |
| 61 | — | 1 |
| 62 | — | 1 |
| 63 | — | 1 |
| 64 | — | 1 |
| 65 | — | 1 |
| 66 | — | 1 |
| 67 | — | 1 |
| 68 | — | 1 |
| 69 | — | 1 |
| 70 | — | 1 |
| 71 | — | 1 |
| 72 | — | 1 |
| 73 | — | 1 |
| 74 | — | 1 |
| 75 | — | 1 |
| 76 | — | 1 |
| 77 | — | 1 |
| 78 | — | 1 |
| 79 | — | 1 |
| 80 | — | 1 |
| 81 | — | 1 |
| 82 | — | 1 |
| 83 | — | 1 |
| 84 | — | 1 |
| 85 | — | 1 |
| 86 | — | 1 |
| 87 | — | 1 |
| 88 | — | 1 |
| 89 | — | 1 |
| 90 | — | 1 |
| 91 | — | 1 |
| 92 | — | 1 |
| 93 | — | 1 |
| 94 | — | 1 |
| 95 | — | 1 |
| 96 | — | 1 |
| 97 | — | 1 |
| 98 | — | 1 |
| 99 | — | 1 |
The data does not publish the exact number gained per rank for this node — shown as unlock requirements only, no invented figures.
Total Schema Points to max: 99
Milestones (rank 1, 10, 20 … 99)
| Rank | Schema Points | HP | ATK | DEF |
|---|---|---|---|---|
| 1 | 1 | 120 | — | — |
| 10 | 1 | 480 | 90 | 90 |
| 20 | 1 | 840 | 210 | 180 |
| 30 | 1 | 1,200 | 300 | 300 |
| 40 | 1 | 1,680 | 390 | 390 |
| 50 | 1 | 2,040 | 510 | 480 |
| 60 | 1 | 2,400 | 600 | 600 |
| 70 | 1 | 2,880 | 690 | 690 |
| 80 | 1 | 3,240 | 810 | 780 |
| 90 | 1 | 3,600 | 900 | 900 |
| 99 | 1 | 3,960 | 990 | 990 |
Show all 99 ranks
| Rank | Schema Points | HP | ATK | DEF |
|---|---|---|---|---|
| 1 | 1 | 120 | — | — |
| 2 | 1 | 120 | 30 | — |
| 3 | 1 | 120 | 30 | 30 |
| 4 | 1 | 240 | 30 | 30 |
| 5 | 1 | 240 | 60 | 30 |
| 6 | 1 | 240 | 60 | 60 |
| 7 | 1 | 360 | 60 | 60 |
| 8 | 1 | 360 | 90 | 60 |
| 9 | 1 | 360 | 90 | 90 |
| 10 | 1 | 480 | 90 | 90 |
| 11 | 1 | 480 | 120 | 90 |
| 12 | 1 | 480 | 120 | 120 |
| 13 | 1 | 600 | 120 | 120 |
| 14 | 1 | 600 | 150 | 120 |
| 15 | 1 | 600 | 150 | 150 |
| 16 | 1 | 720 | 150 | 150 |
| 17 | 1 | 720 | 180 | 150 |
| 18 | 1 | 720 | 180 | 180 |
| 19 | 1 | 840 | 180 | 180 |
| 20 | 1 | 840 | 210 | 180 |
| 21 | 1 | 840 | 210 | 210 |
| 22 | 1 | 960 | 210 | 210 |
| 23 | 1 | 960 | 240 | 210 |
| 24 | 1 | 960 | 240 | 240 |
| 25 | 1 | 1,080 | 240 | 240 |
| 26 | 1 | 1,080 | 270 | 240 |
| 27 | 1 | 1,080 | 270 | 270 |
| 28 | 1 | 1,200 | 270 | 270 |
| 29 | 1 | 1,200 | 300 | 270 |
| 30 | 1 | 1,200 | 300 | 300 |
| 31 | 1 | 1,320 | 300 | 300 |
| 32 | 1 | 1,320 | 330 | 300 |
| 33 | 1 | 1,320 | 330 | 330 |
| 34 | 1 | 1,440 | 330 | 330 |
| 35 | 1 | 1,440 | 360 | 330 |
| 36 | 1 | 1,440 | 360 | 360 |
| 37 | 1 | 1,560 | 360 | 360 |
| 38 | 1 | 1,560 | 390 | 360 |
| 39 | 1 | 1,560 | 390 | 390 |
| 40 | 1 | 1,680 | 390 | 390 |
| 41 | 1 | 1,680 | 420 | 390 |
| 42 | 1 | 1,680 | 420 | 420 |
| 43 | 1 | 1,800 | 420 | 420 |
| 44 | 1 | 1,800 | 450 | 420 |
| 45 | 1 | 1,800 | 450 | 450 |
| 46 | 1 | 1,920 | 450 | 450 |
| 47 | 1 | 1,920 | 480 | 450 |
| 48 | 1 | 1,920 | 480 | 480 |
| 49 | 1 | 2,040 | 480 | 480 |
| 50 | 1 | 2,040 | 510 | 480 |
| 51 | 1 | 2,040 | 510 | 510 |
| 52 | 1 | 2,160 | 510 | 510 |
| 53 | 1 | 2,160 | 540 | 510 |
| 54 | 1 | 2,160 | 540 | 540 |
| 55 | 1 | 2,280 | 540 | 540 |
| 56 | 1 | 2,280 | 570 | 540 |
| 57 | 1 | 2,280 | 570 | 570 |
| 58 | 1 | 2,400 | 570 | 570 |
| 59 | 1 | 2,400 | 600 | 570 |
| 60 | 1 | 2,400 | 600 | 600 |
| 61 | 1 | 2,520 | 600 | 600 |
| 62 | 1 | 2,520 | 630 | 600 |
| 63 | 1 | 2,520 | 630 | 630 |
| 64 | 1 | 2,640 | 630 | 630 |
| 65 | 1 | 2,640 | 660 | 630 |
| 66 | 1 | 2,640 | 660 | 660 |
| 67 | 1 | 2,760 | 660 | 660 |
| 68 | 1 | 2,760 | 690 | 660 |
| 69 | 1 | 2,760 | 690 | 690 |
| 70 | 1 | 2,880 | 690 | 690 |
| 71 | 1 | 2,880 | 720 | 690 |
| 72 | 1 | 2,880 | 720 | 720 |
| 73 | 1 | 3,000 | 720 | 720 |
| 74 | 1 | 3,000 | 750 | 720 |
| 75 | 1 | 3,000 | 750 | 750 |
| 76 | 1 | 3,120 | 750 | 750 |
| 77 | 1 | 3,120 | 780 | 750 |
| 78 | 1 | 3,120 | 780 | 780 |
| 79 | 1 | 3,240 | 780 | 780 |
| 80 | 1 | 3,240 | 810 | 780 |
| 81 | 1 | 3,240 | 810 | 810 |
| 82 | 1 | 3,360 | 810 | 810 |
| 83 | 1 | 3,360 | 840 | 810 |
| 84 | 1 | 3,360 | 840 | 840 |
| 85 | 1 | 3,480 | 840 | 840 |
| 86 | 1 | 3,480 | 870 | 840 |
| 87 | 1 | 3,480 | 870 | 870 |
| 88 | 1 | 3,600 | 870 | 870 |
| 89 | 1 | 3,600 | 900 | 870 |
| 90 | 1 | 3,600 | 900 | 900 |
| 91 | 1 | 3,720 | 900 | 900 |
| 92 | 1 | 3,720 | 930 | 900 |
| 93 | 1 | 3,720 | 930 | 930 |
| 94 | 1 | 3,840 | 930 | 930 |
| 95 | 1 | 3,840 | 960 | 930 |
| 96 | 1 | 3,840 | 960 | 960 |
| 97 | 1 | 3,960 | 960 | 960 |
| 98 | 1 | 3,960 | 990 | 960 |
| 99 | 1 | 3,960 | 990 | 990 |
The data does not specify a character-level gate for this node — only the Schema Points cost per rank is documented.
About the "Schema" name
The community usually calls this the "talent tree", but the game's own English localization names it "Schema" (see the Schema Points and Schema Points + currency items) — this page keeps "Schema" untranslated across all languages, matching the official item text.